Florida continues to be one of the top destinations for international real estate buyers. Its warm climate, no state income tax, and strong rental market make it especially attractive. But if you’re wondering, “Can you buy a home in Florida from another country?” — the answer is a clear yes. In this blog, we’ll walk you through exactly how to make it happen, step by step.
Foreign Buyers Can Absolutely Buy a Home in Florida
There are no U.S. laws restricting foreign nationals from owning property. In fact, Florida makes it relatively easy to buy real estate, even if you’re living overseas. Buyers don’t need a green card, visa, or even a U.S. address to legally own property.
If your goal is to buy a home in Florida as a vacation spot, investment, or future retirement residence, you’re in the right place. All you need is the right team, preparation, and guidance to navigate the process from afar.
How to Buy a Home in Florida from Another Country: Step-by-Step
Work With a Real Estate Agent Specializing in Foreign Transactions
Partner with a local real estate expert who understands how to assist foreign clients. They’ll guide you through the Florida market, help identify suitable properties, and coordinate remote showings and closings. This expert becomes your boots-on-the-ground representative.
Set a Realistic Budget and Understand Your Financing Options
Having a clear idea of how much you want to spend will save time and avoid surprises. If you’re not paying in cash, some U.S. banks do offer foreign national loans. Requirements may include bank statements, income verification, and a valid passport. Pre-approval strengthens your credibility when making offers.
Pick a Location That Matches Your Goals
Florida offers diverse real estate markets. Popular areas for international buyers include:
- Boca Raton – Known for luxury living and a high-end lifestyle
- Highland Beach – Perfect for oceanfront tranquility and exclusivity
- Parkland – A serene and secure suburban city with great family appeal
These areas are ideal whether you’re looking to retire, vacation, or buy a home in Florida for long-term value.
Begin Your Property Search
You can explore homes through listing platforms and virtual tours. Many real estate agents now offer personalized video walk-throughs to help international clients get a feel for properties before visiting in person. Learn more in our related guide here: How Foreign Buyers Can Purchase a Home in Florida (2025 Guide)
Make an Offer Remotely
Once you find a suitable home, your agent will prepare an offer and submit it to the seller. After negotiation, you’ll sign a contract electronically and place a deposit, usually between 5% and 10%. This can be done securely online.
Conduct Inspections and Legal Checks
Due diligence is critical. Hire a licensed inspector to examine the property’s condition. Your agent or attorney should also initiate a title search to confirm there are no liens or legal problems.
Close the Deal From Your Home Country
Thanks to digital closings, it’s now possible to buy a home in Florida without ever boarding a plane. All documents can be signed electronically, and funds can be wired securely. The title will be recorded in your name or legal entity.
Required Documents to Buy a Home in Florida
As a foreign buyer, you’ll typically need:
- Valid passport
- Proof of funds or mortgage pre-approval
- U.S. tax identification number (ITIN)
- U.S. bank account (recommended but not mandatory)
These documents help smooth the transaction process and avoid delays.
Should You Buy in Your Name or Under a Legal Entity?
You can buy a home in Florida personally or through a U.S. LLC or trust. Many international investors use an LLC for privacy, liability protection, and estate planning. Each approach has pros and cons, so consult a tax advisor or attorney.
Understand Taxes and Ongoing Costs
Owning property in Florida comes with financial responsibilities:
- Annual property taxes
- HOA fees (if applicable)
- Maintenance and repair costs
- Rental income tax (if applicable)
When selling, foreign owners may be subject to FIRPTA (a federal withholding tax), unless exemptions apply.
Advantages of Buying a Florida Home Remotely
Technology has simplified cross-border transactions. When you buy a home in Florida remotely, you enjoy benefits like:
- Virtual property tours and e-signatures
- Time savings and flexible scheduling
- Access to U.S. real estate from anywhere in the world
Many buyers complete the process entirely from their home country and plan their first visit post-closing.
Final Thoughts
So, can you buy a home in Florida from another country? The answer is yes — and it’s easier than ever. With the right planning, team, and tools, international buyers can confidently enter the Florida property market.
Whether you’re relocating, investing, or buying a vacation property, your opportunity to buy a home in Florida is just a few steps away — and Palm Beach Estates is here to help you every step of the journey.
Wherever you are in the world, your Florida home is within reach. Palm Beach Estates is here to make the process smooth and stress-free with expert guidance tailored for international buyers. Contact us today or call us at +1 561 3777 444 to take the first confident step toward owning your dream home in the Sunshine State.